
Opening an Account at Emirates NBD (UAE)
Opening an account at Emirates NBD (UAE) provides individuals and businesses with access to banking services tailored to the UAE market.
The process involves submitting necessary documentation and meeting specific criteria to comply with local regulations. This service is designed for residents, expatriates, and companies seeking reliable banking solutions within the UAE, facilitating smooth management of finances through a trusted financial institution. Key features include:
- Savings and settlement (current) accounts
- Personal accounts; corporate accounts only for local UAE companies;
- min. monthly balance – AED 50.000* (~USD 13.600)
- Pre-approval is applied for before the account opening process starts, which helps to prognose your positive chances
- 5 transactions per month are free, every other transaction is ~USD 5.5*
- Account maintenance fee is AED 250* (~USD 68) per month (charged if the balance drops below the min.)
- Internet banking in English
- Bank cards
- The beneficial owner is required to personally visit the UAE for account opening
The bank fees are indicative and may ultimately differ depending on the banking package chosen by the client.
Requirements for Documents and Information
For a legal entity:
- Completed Company Profile;
- Business Plan;
- License;
- Memorandum and Articles of Association;
- Resolution for opening an account and appointing a signatory to the account.
UAE banks normally accept corporate documents without notarization.
If there is a corporate director / shareholder / secretary in the structure, it is necessary to provide all the documents listed above.
Since the UAE is not party to the Hague Convention on Apostille, copies of all constitutive documents for the corporate director / shareholder / secretary must be legalized by the UAE embassy in the country of issue.
- completed bank forms;
- statement of the company’s bank account for the last 6 months (in the case of a new company, statement of account of the owner’s other company can be provided alongside the proof of his ownership);
- confirmation of the source of origin of funds, including the initial deposit;
- copies of existing contracts / invoices with counterparties;
- office lease agreement, cash flow chart, ownership structure chart, etc.
For an individual (directors / shareholders / beneficial owners / attorneys):
- Proof of ID (passport);
- Proof of address (not older than 3 months);
- CV;
- Bank reference letter and bank statements for the last 6 months.
* The list is not exhaustive. The bank may request any further documents and information.
with Confidence
With over 10 years of experience and more than 1,500 successful projects, ITA Business Consultants is your trusted partner for opening a personal or business account at Emirates NBD, one of the UAE’s leading banks. Our dedicated team of 200+ professionals works closely with financial institutions across 40 jurisdictions to deliver tailored banking solutions that meet your unique needs.
Our experts guide you through every step of the account opening process—from document preparation and submission to final approval—ensuring full compliance with local regulations and a smooth, hassle-free experience. Whether you are an individual, entrepreneur, or established business, we provide personalized support to help you access Emirates NBD’s comprehensive banking services and unlock new financial opportunities.
Fill out the form to connect with our specialists and discover how we can simplify your account opening journey at Emirates NBD (UAE). Let us help you take the next step toward achieving your financial goals.